Category Archives: Business Service

How To Making The Right Investment

With medical plans skyrocketing and inflation on a rise, it is imperative to safeguard your wealth in a secure place. If you are looking for one such place, Patriot Gold Group might be the place to be. We at Patriot gold group consist of well renowned professionals who have had several years of experience in the retail department. With immense experience and intelligence to gauge the financial scene of the country, we can help you make smart choices with your money.

Financial security is essential to lead a peaceful and wholesome life. Patriot gold group consists of advisors with years and years of experience and resources that can propel you to make your savings in the right form at the right place. If you are intrigued about how Patriot Gold Group functions, visit Patriotgoldgroup or further details and queries in order.

Patriot Gold Group can offer customers and retail Financiers with reasonable pricing on Gold & Silver, Platinum and Palladium trimming. With many investors and executives on the line, Patriot Gold Group is sure to set your financial plan in the right path and make sure your investments are safe and sound. If you want to make smart investments, visit Patriotgoldgroup and get started!

Invest in gold, silver, platinum and palladium at reasonable prices and obtain a lot of credit and advantages with this new form of investment. Patriot Gold Group consists of experienced professionals and businessmen who can propel you in the right direction when it comes to investments and stocks. With gold, silver and platinum’s prices on the surge, it is important to invest in the perfect place. To yield more profit, visit Patriotgoldgroup.

The experienced professionals of Patriot Gold Group have observed that precious metals like gold, silver, platinum and palladium are going to be of very high value as days go by. In order to provide great investment plans, we came up with idea of getting an investor’s money and converting it into gold, silver, platinum and palladium coins. These precious coins will be deposited in a safe place in your name and will be accessible to you at the time of need. However, unlike money, these coins’ value goes up every day and for the very same reason, your investment will have a much larger value after many years.

Online Technology For Next Level Client

What advisor does for an investor, a smart and efficient mutual fund software does for the advisor. The technologically robust mutual fund software is all a mutual fund advisor needs to get relief from his professional worries that revolve around his brain almost all the hours. The financial securities make a totally different world of money which is getting vast every single day and alluring people to take risks with the piece of income and asset they own. Without right guidelines of a professional expert, it doesn’t seem a healthy deal to invest money just on the basis of an idea of getting it multiplied. Here is what a mutual fund advisor needs to have in a software accompanied with the financial expertise he already has to become competent in the modern era of investment.
1. Fully Robo matic online software:
Modern Days are full of advance technologies, those days are gone when we have to update each and every file manually like Transactation, Navs, aum ,folio & dividend files . Bringing first of this type of features in an online software , which update all files in auto mode ways in early morning with out any man power involve In this process ,which help advisor to put there important time for client wealth creatation.

2. Managing and Achieving client wealth through GOAL GPS:
Advisor approach is focusing on a goals-based planning with Conservative , Moderate & Aggressive financial planning is on the rise, and is increasingly focusing around an approach of identifying and understanding client goals, and then crafting a plan to help the client succeed in achieving them through Goal gps software . Goal gps is a very advance tools to Plan, monitor and track there investment with Goal tracker.Goal Tracker which track all the Goal base investment in day to day basis.

3. Online investment with Goal Base Objective:
As a new revolution has come in internet world, client is ready to be a part of this change,
Online investment has been a very important need for client. Online Buy /Sell software help client Convenience, Cost of Investing, Easy Tracking Of Mutual Fund, Easy purchase Redemption or Switching etc. Mutual fund online software play a big role in advisor business in now days, they may manage an nos of client data and track client goal base investment in one click . Goal base Report are available for advisor & client. Client can track investment online in one click with login id & password.
4. The Most Importance of online Mutual Fund Software:
Online Mutual Fund Software is 24/7 tools in your pocket, there are many benefits of using online software like, track all your new and old investment, 24*7 available ,Invest at Your Convenience, No Paperwork Involved, all information for client & advisor in just one clicks.

10 Golden Rules Of Investing

Rule 1: Bulls, Bears Make Money, Pigs Get Slaughtered

You must know that as a trader you must not become greed. Profit is profit. Investors and traders need to know when to buy and sell and make money from the stock market. Failure to do this, could result in a massive losses or consistent mistakes which would be catastrophic to your account.

Rule 2: It Is Good To Pay Taxes

Never be afraid from paying your taxes and start fearing the loss. You need to take care of business, each month, and as you become more successful and bring in more profits what is your next set of plans.

Rule 3: Don’t Buy All At Once

Legendary investors such as Warren Buffet said that “Do not put all eggs in one basket”. This is probably some of the smartest advice we have ever seen.

Rule 4: Buy Broken Stocks, Never Buy Broken Companies

When you are trading, realise you are never ever going to get a refund, or hand-me-backs, so be sure to make your own research count and buy undervalued stocks, not the broken companies.

Rule 5: Ensure you Diversify Your Portfolio & Manage Risk

Of all the golden rules this is the most important. When you are investing for the long haul, and want to become successful. You are going to have to assess your trading account, and diversification of your stock portfolio so that you can control the risk and manage your profits each month.

Rule 6: Be sure to do Your Stock Homework

Make sure, that before you purchase any stock, be sure that you already have done your due diligence, and researched that particular stock. Investors who are just jumping into stocks blindfolded are begging to lose money left, and right. This is called, crybaby investing. Which means, they invest today, without any research today, and cry tomorrow, when they witness huge losses. You have no one to blame but yourself. Spend a few hours investing a company, or ask your stock broker to do it for you. It can pay you more than dividends if you do this. People that put $100 on Bitcoin a few years ago, have been made into millionaires.

Rule 7: Never panic!

Be sure to control your emotion when you are trading. Never panic, or get emotional. Those sorts of traders always end up on the scrap heap. So be sure to meditate each day, make informed decisions and not only will you have sound mind, but you will enjoy your trading much more.

Rule 8: Blue-Chip Companies are great. Stick with the leaders.

Warren Buffett once said, �smart investors always go with the leaders and not the laggards�. All this means, is that you should buy the giant companies because it gives you a peace of mind when you do investing. Buying penny stocks or new stocks on the market, thinking you will become a millionaire in a week, is very bad thinking. Larger companies are less prone to drops, crashes, and everything in between. Sometimes small companies will be halted for months or years before you can get access to your money again.

Rule 9: Defend some of your Stocks.

When you are trading a stock, pick your best and favorite stock and focus on that stock. Once you become familiar with how a stock trades in the morning or afternoon, or a certain time of the month, this is like having an ATM Machine in your pocket. Some of the smartest traders in the world will use this strategy and know it works. It’s a great way to bring in guaranteed income 24 hours a day.

Rule 10: Never Trade for the sake of making a Trade.

The last rule is simple. Never make a trade just because you have no positions on the market. That could be dangerous and put your account at risk. Some of the smartest investors say that sometimes you have to sit on your hands, and wait for that perfect opportunity. This is so true. It might sound silly, but sometimes the best trade you make is sitting on the sidelines not investing. You will always see that sad, and upset trader who feels they have to be in the market every day. That is the sad reality and the mentality of traders who always lose. To be a good trader you have to learn patience and self-control.

Commodity Market Mechanism In Commodity Exchange

In both this exchange commodity is traded on its future contract. To understand the mechanism of commodity derivative we need to understand first what are derivative contract. Derivative are the financial instrument whose value is derived from an underlying asset. this is the 1 month expiry contract that gives an opportunity to differenttrades to deliver the underlying asset on or before the fixed expiry date. here underlying asset is the spot market price of a commodity whose future contract you buy or sell.
In MCX and NCDEX different commodities are traded with a fixed lot size that is the minimum quantity you can buy or sell. for which you just have to paya margin amount this is:
Gold – 100 lot size

Silver – 30

Cooper – 1000

Zinc, Aluminium & Lead – has 5000 lot size

Nickel – 250

Crude Oil – 100

Natural Gas – 1250
Also in Agri commodities like Soybean, Chana, TMC, Guarseed has different lot size that is traded on NCDEX. In MCX. If you buy or sell 1 lot of October gold contract means you are purchasing 1kg of gold for which you have to pay just a marginal amount. In future contract delivery of Commodities or final settlement held on or before the expiry of the contract.
In the market for buyer one seller is required like if you buy 1 lot an there will be a seller who want to sell 1 lot. here Exchange work as mediator between buyer and seller of the contract. because you don’t know to whom you are buying and seller doesn’t know to whom he is selling. here Exchange follows a contract specified, in which information, quality standards, quantity, all are decided by the Exchange. and both buyer and seller Pay margin to exchange.
When you execute that contract means buyer accepts to receive delivery by paying the full amount and seller accept to deliver the underlying asset, on that time Exchange revert the margin amount to both buyer and seller.
In case if you didn’t want to accept the delivery you can square off your position by taking an opposite position, Means if you buy 1 lot,you can sell to another person to square off it. through below the image you can very well understood the Commodity Market Mechanism.
Like Commodity Trading Tips or in cash, Forex, future and option tips an individual can also receive a recommendation in the currency market. According to his individual risk appetite
because, in currency derivative a individual can trade with the minimum investment as compare to the equity, commodity and its derivative.

Socially Responsible Investments Matter

There are a number of exciting advantages that you can expect when you begin working with an SRI investment company. Socially responsible investments have become quite popular in recent years. With more and more consumers aware of companies that are negatively impacting the planet, it has become very important for consumers to have a strong understanding of where their money is going. Investing in socially responsible companies can be a great way for you to yield a profit while simultaneously boosting the public appearance of your establishment. There are several ways that socially responsible investments can help.

The Demanding Consumer

The world is a very different place than it was a few years ago. The emergence of the internet and digital communications has made it easier than ever before for people to remain aware of what is happening in the world. This also means that consumers are easily able to take a look at businesses and see which groups are not doing their part to help the world. If you are worried that investing in the wrong company could negatively impact your future, then you are correct.

If you own a business, and you use funds to invest in a company that is not socially responsible, you could be digging your company’s grave. Consumers can easily learn where your money is going, and this means that your investments will be made the subject of scrutiny. Instead of losing control of your business because of a thoughtless investment, use an SRI investment firm to make better choices. You will put your money into companies that you can feel satisfied with, and consumers will soon take note of your actions.

Yielding Better Results

Working alongside a firm for socially responsible investments can also help you to yield a nice profit. The firm that you work with is not going to steer you towards certain investments solely due to the socially responsible nature of the companies. In fact, you are going to get some of the best financial advice possible. You will learn which SRI will yield you the best results, and this can help you to do the right thing while also helping your company in the long run.

Making the right choices with your money can get you far in life. To help your future, you might want to take a look at how you can make satisfactory investments. Take a look at the points listed here and start to research your options for an SRI investment firm. Once you have discovered the perfect fit, it will be easy to get behind the investments that will help your business to thrive.

Silver And Gold

The Illusion of Explanatory Depth
For years I have calmly, patiently, and for the most part rationally, listened to friends, family, patients, and colleagues grapple with the notion of precious metals.
The majority understand the basic reasons why some portion of portfolio allocation is necessary or prudent, but very few have (or will) taken action.
Often, people are shocked that I would be interested in the matter to begin with. I think subconsciously people understand to be a �Doctor� is to be a teacher, but on the surface most people find it odd and uncomfortable to accept my interest and quest in something that rarely occurs to them.
Occasionally, there will be debate. I don’t necessarily look for them. Experience with humans of all ages and from all walks of life has afforded me a healthy dose of humility. But I’m happy and proud to go as far as anyone would like about money, finance and especially silver.
No matter how tempting it is, no matter how strong the need is to be right and to feel vindicated, it is normally fruitless. I don’t know where I first heard it, but one of my favorite expressions has become:
�I can explain it to you, but I can’t understand it for you.�
Understanding requires a shift. One that, I feel myself almost cringing to admit, involves emotional intelligence. This goes against all rational logic.
Most people are polite. And I’ll admit to a tendency for avoiding conflict �” especially given the context in which many of these (potential) debates typically arise.
I came across the following article by accident some time back. It immediately resonated with my own experience in wrestling with my own beliefs, but also the beliefs, world views, and opinions of people I care about.
And collectively speaking, the opinions and views of anyone with a pulse who cares about financial safety, justice, and wealth.
You are, I’m afraid to say, mistaken. The position you are taking makes no logical sense. Just listen up and I’ll be more than happy to elaborate on the many, many reasons why I’m right and you are wrong. Are you feeling ready to be convinced?
Whether the subject is climate engineering, the Middle East or forthcoming holiday plans, this is the approach many of us adopt when we try to convince others to change their minds. It’s also an approach that, more often than not, leads to the person on the receiving end hardening their existing position.
(Ed. For the subject of money and wealth, at the root lies the fear of loss � more powerful than the want of profit. People will do anything, and convince themselves of practically anything, to avoid loss.)
Fortunately, research suggests there is a better way � one that involves more listening and less trying to bludgeon your opponent into submission.

Changes Has The Travel Industry

1.Online Booking
One of the largest impacts on travel agency has been the rise of online booking. Customers no longer need to wait for any travel agency to book tickets for them. The technology is so advanced that with the help of their smart phones they can book the entire trip themselves. So, if you are planning to book a vacation then you don’t have to wait for any travel agency to book a ticket for you, instead you can book it by yourself.
2.Cab Services
Earlier people had to wait for a long time for public vehicles for travelling to their destinations. But today, travel industry is so advanced that many companies are providing cab facilities at minimal cost. Whenever you are driving, you tend to lose lot of time and will not be able to complete the work. Instead if you opt for cabs, you can easily complete your work. So, cabs can actually be a greater saver of time and money. As cab services are available at anytime, you can easily avail this service and reach your destination safely.
3.Changing Markets
Due to the impact of technology, services to clients are increasingly focused and are becoming more experiential-based than destination-driven. Customer service is becoming easier, faster and cost-effective with the help of social media. Technology is providing the relevant data for travel agencies to simplify their operations and improve revenues. So, it’s not too late, you can use these technologies to promote your business.
4.Low�cost
Earlier, there was a notion that only people with more money or officials were able to travel through flights. But now, many airline companies are coming up with cost-effective ideas related to flight rates, so that even middle class people can also travel in flights for shorter distances through low cost. So, going for low-fare airlines can help people save a lot of expenditure, especially when booking early.
5.Mortar Agencies
As more people book in online, fewer of them are heading towards mortar agencies. Spending hours together for searching best travel deals on computer and wasting lot of time can be avoided by directly dealing with travel agencies. Travel agencies have access to information about rates and routes that a normal person might not be familiar. So, instead of wasting a lot of time on searching, dealing directly with travel agents would be a better option.

Top Nine Rules Of Investing

Rule 1: Don’t Own Too Many Stocks

It’s much better to focus on a few stocks rather than many stocks because it gives peace of mind.

Rule 2: Cash the Gainers

If you like the market, invest your money now, and make money from it. Then you can cash part of the gainers, and leave money in the market to reinvest. Some of the wealthiest investors have done this, like Warren Buffett and made off like bandits.

Rule 3: You Must Control Your Emotion

When you control your emotions you avoid wrong decisions. How many times have you tried to do a revenge trade right after you have lost money on an investment. Normally 90% of the time, all that happens is you end up becoming flustered and this in turn makes you end up losing even more money. We have all experienced this. So you must learn to meditate each day, and control your emotions, and then in turn, it will give you clear thought throughout the day and make better decisions.

Rule 4: Expect mistakes.

Sometimes you will experience good mistakes and bad mistakes, expect it and learn from your mistake, and try to correct it. Bad mistakes happen if we keep repeating the same mistake over and over again. This means you learnt nothing and can throw you into a tail spin. This is something you do not want. So instead make sure you make good mistake, write it down, and learn how to correct it so it never happens again.

Rule 5: Don’t Forget Bonds.

Stocks are a great way to invest, but do not forget to invest in bonds too. Many investors think they have to be tied to one vehicle, but there are fast moves in bonds as well, and sometimes depending on geopolitical events, they are even better than stocks anyway. So in the end, the market is not just about stocks, it’s about bonds, treasuries, commodities, sectors. When you open yourself up to other vehicles and sectors there is no looking back. Don’t forget bonds when it comes to diversifying your account. This minimizes your risk, and maximizes your gains.

Rule 6: Don’t back The Losers With Winners

Never sell the good stock in order to buy a bad stock. This is how desperate traders ruin their accounts. You might hear about it, or read about it, but this strategy is long gone, and never works. So never sit in your chair thinking you can pick the next big stock. That is a magic bean that will not work. It’s been tried and tested before and it’s where dumb traders who think they are smart will luck out.

Rule 7: Leave Hope At Your Door

Your emotion of Hope is just an emotion. Remember that. Trading is not a game of emotion. If you feel yourself down, or emotional or have a tragic situation in your life, it’s best to leave trading alone for a few days, until you feel better, or you are in a place where you are more emotionally stable. Traders who are in a good emotive state normally make better decisions and in turn make really nice profits each month.

Rule 8: Be like a piece of Bamboo � Flexible

Be prepared for bigger shits in the market. Sometimes the market goes will go up or down. It’s dynamic. The market is an eating breathing sleeping dragon. Always remember that! It can do whatever it wants, and you will never be able to beat it. If the market moves, try to move in sync with it. If there is clear and defined trend, remember that age old saying. �The trend is your friend� and roll with that.

Rule 9: It’s a Sin to give up on Value

Always be patient when you invest in the stock market. Price is what you pay and that means value is what you get. There are so many things that can go wrong, but price is what pays you. When you realise this, you can make more informed decisions. If a stock is low, it’s low for a reason. You are not buying a quality stock if it’s trading at 3 cents per share. And if you are looking a blue chip stock and it’s $300 per share, it’s up there for a reason, and they move relative to their share price. Always remember that.

3 Important Tips To Earn The Most Out

1. Research All The Way

Fixed deposits are traditionally the safest investment option when compared to mutual funds or stock as the returns you get aren’t linked to the economic conditions. Ideally, an FD would get you returns of about 6% – 9% on your investment.
In order, for you to get the most money out of your fixed deposit you will need to do your due diligence to find the best offers. One way to do this would be to get in touch with a handful of top banks or NBFCs and get a quotation of the rates they offer. Once you have all the offers in hand, you can select a deal that gives you the best interest rate.

2. Split Your Fixed Deposits/Term Deposits

If the interest on your fixed deposits/Term Deposits earn more than Rs. 10,000 a year, they will be eligible for a Tax Deduction at Source (TDS), which can be up to 10%. In order for you to make sure the deduction doesn’t happen, you can split your deposits such that the total interest earned would not be more than Rs. 10,000 a year.
Doing so can also be advantageous for you because you wouldn’t have to withdraw your entire FD if and when a cash crunch arises. Instead, you can break one or two while others will keep getting you the predetermined interest like it used to.
However, an important aspect worth noting is that you will need to mention the FD earnings when you file your tax returns, unless you want the IT department to come knocking on your door for tax evasion.

3. Refrain From Making Regular Interest Withdrawals

Every FD you apply for provides you with a number of options: one, withdraw the interest every month or quarterly or let it rest and gain more interest. When such instances occur, choose the latter. This is because when you withdrawing the interests regularly, you will not get the benefit of your FD’s interest compounding.To tackle this situation, you can reinvest the earnings to let it earn much better returns.
To summarise, term deposits are one of the safest investment options which guarantee decent returns on regular intervals. If you are looking to make the most out of them, you can use the options listed above and be a more pragmatic investor.

Requirement Of Currency Exchange

1. Currency : Currency is the generally accepted form of money. That includes coins and paper notes, and issued by the government and circulate with in the economy.
2. History of Currency : History of Currency related to the medium of physical transaction Money is any clearly identifiable object of value that is generally accepted as payment for goods and services and repayment of debts within a market or which is legal tender within a country. Exchange without money is like a Barter system in which goods and services are directly exchanged with other goods and services, without using money i.e, Ultimately a medium of exchange. But there are some limitation of Barter system. In terms of its inefficiencies in facilitating exchange in comparison to money.
For barter to occur between two parties, both parties need to have what the other wants.
Without money it is difficult to measure the value of goods and services.
Lack of standards for deferred goods and services.

When money is established as a medium of any transaction or exchange , peoples are able to calculate the value of goods and services in terms of money.
Thus, money becomes a unit of account. The value of a particular commodity in terms of money may depend on the demand and supply or global presence of that particular Product or commodity. The development of the economy depends upon its per capita income, import and export, current account deficit, GDP, fiscal deficit. With the help of globalization and liberalization it is easier to assure his presence in a global market, through which product and services can be traded or exchange in a global market. That will provide a wide market place for the transaction of good services and will have an economic benefit to exporting countries. The development of an economy is highly affected by its import and export, if the imoprt is less and export is high that would be a financial benefit for an economy in terms of foreign currency and vice versa. Overall growth of an economy will depend upon the import and export through which foreign currency reserve can be maintained.

Why currency Exchange : Cost of export and import depend upon the value of currency.
Like a US dollar is globally accepted currency. For any international transaction , mode of payment would be a dollar. Suppose if an indian trader export some goods to the USA, here the mode of payment would be USD. In same case if trader imports some goods from USA . The amount he has to pay in dollars, he will exchange the local currency to dollar. Thus, without a currency exchange it would be difficult to trade internationally for any transaction of goods & services. We can say that the valuation of currency will depend upon the demand & supply of specific currency.
Like a share market tips in cash, commodity, future and option a individual can also recieve a recommondation in currency market. When he is expecting to invest in currency derivative that is a finencial instrument to invest in currency derivative.